May i know that is there is any type of risk in mutual fund while investing or there is a risk.?

Answer 1

Best Answer - Chosen by Voters

There are several types of bond funds which vary in risk.
Some of the high yield bond funds I recommend are:

Janus High Yield symbol JAHYX. Year to date from Jan 1, 2009 to September 30, 2009 this fund was up 33.74%.

Artio Global High Income symbol BJBHX. Year to date from Jan 1, 2009 to September 30, 2009 this fund was up 47.10%

In 2008 Janus lost 19%, Artio lost 24%. You must ask yourself are you willing to take that kind of risk.

Short term bond funds: In a rising interest rate environment you want to keep your duration on your bonds as short as possible. My recommendations on these funds are as follows:

Janus Short-Term Bond fund symbol JASBX. This fund has never lost money in a given year. Year to date from Jan 1, 2009 to September 30, 2009 this fund was up 7.37%

PIMCO Low Duration bond symbol PLDDX. This fund has lost 1.58 percent in 2008 its worst year. Year to date from Jan 1, 2009 to September 30, 2009 this fund was up 11.44%

Source(s):

http://hubpages.com/hub/highbond

Answer 2

Hai hitesh,
YES & NO
If you invest in income funds/debt funds/bond funds =very less risk (NO)
If you select to invest in diversified funds/sector funds/balance funds (YES)
NOs you will get below 10 % or little up per year
YESs un predictable ,last 9 months there are so many fund increased more than 100%

SO GOOD LUCK

Answer 3

Of course there is risks in Mutual Funds ! But it all depends upon your calculation of your invested capital along with the profit that you are expecting from the same, after a specific period of time !!

Answer 4

always a risk in the market.

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Answer 5

Every investment has a risk associated with it. Only in theory there is something called risk free returns. Mutual Funds are no exceptions.

Mutual Funds are market linked - be it equity market or debt market depending on the scheme that you choose (there are equity schemes, debt schemes and hybrid schemes which is a combination of equity and debt). hence, there is the risk associated with the market

Another risk is the risk of diversification. While diversification is a good thing to do in investments, too much diversification can affect returns.

Also, the performance of the scheme is dependent on the fund manager. We see some schemes performing well and others not performing as well which is owing to the process of stock selection and investments. Hence, there is a risk that we take on the fund manager as well.

One has to choose a scheme keeping in mind his risk profile as well as the scheme features. In fact there are 6 important areas to be looked at which you can access in the blog link for which is given below

--
Fundu Vishy - Your 'Mutual' Friend
Follow me on twitter @funduvishy
I blog @ http://blog.powermf.com

Source(s):

http://blog.powermf.com/2009/11/types-of…
http://blog.powermf.com/2009/10/six-area…

Answer 6

In present scenario go for SIP.

Source(s):

http://bit.ly/1GQxlC

Answer 7

oh !! of couse there is a great risk
that is your risk appetite not matching with the risk appetite of th MF.
you should always buy MF that match your risk appetite. f
your that you should know your risk capacity and then find out those MF that match your s

Source(s):

my love for personal finance.

Answer 8

There is always a market risk.

Choose your fund, see the NAV history and payout details, entry and exit loads and so on.

Choose a good fund that has stood the test of time.