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  • Does Uninsured motor vehicle, cover hit and run? ?

    I currently have insurance with state farm and i did choose the "uninsured motor vehicle-property damage"  coverage. 

    Today when i was driving my car,  a motorcycle failed to stop at an intersection and hit the driver side rear tire area which punched a hole in the tire and caused some scratches on the driver door.  He then drove off without even talking to me.  I called police and showed them the dash cam footage which clearly shows that he had a stop sign but failed to stop.

    I am in CALIFORNIA.  It looks like i definetly need a new tire and i don't know how bad the scratches are but i just bought this car like 2 weeks ago and was very pretty in excellent condition before these scratches occured so i I definetly wanna fix that.  I will have to wait until i see a mechanic tommrow to see what can be done about the scratches but i know a new tire cost about maybe $200? 

    Will my uninsured motor vehicle property damage cover this hit and run without me having to pay my collision deductible.

    8 AnswersInsurance & Registration1 month ago
  • Dealer lowered interest rate so that i can purchase extended warranty?

    I went into the dealership today to buy a used car. It has 23k miles and the price was 14,900.

    Since i have bad credit my interest rate was 24%.

    I put $5,000 down and my monthly payment is $348 for 60 months.

    The dealer was telling me about the extended warranty which i said i declined, he then said "what if i can lower the interest rate so that you can have the same monthly payment" with the extended warranty.

    So he lowered my interest rate to 14% and my new monthly payment is $1 more at $349 for 60 months. And i now have the extended warranty for 60 months, 100 k miles. Under the contract is says this warranty costs $3,000.

    Is this some sort of scam or something???? What do you think?

    Both me and the dealer already signed the contract

    I am in california if it matters

    4 AnswersOther - Cars & Transportation2 months ago
  • Dealer lowered Interest rate on used car so i can purchase extended warranty??

    I went into the dealership today to buy a used car. It has 23k miles and the price was 14,900.

    Since i have bad credit my interest rate was 24%.

    I put $5,000 down and my monthly payment is $348 for 60 months.

    The dealer was telling me about the extended warranty which i said i declined, he then said "what if i can lower the interest rate so that you can have the same monthly payment" with the extended warranty.

    So he lowered my interest rate to 14% and my new monthly payment is $1 more at $349 for 60 months. And i now have the extended warranty for 60 months, 100 k miles. Under the contract is says this warranty costs $3,000.

    Is this some sort of scam or something???? What do you think?

    I am in california if it matters

    7 AnswersPersonal Finance2 months ago
  • Insurance company says i was 20% at fault?

    I was driving a rental car  in CALIFORNIA and i was going straight when a car suddenly tried making a left turn in front of me and i hit the back side of the car.

    His insurance company said they have accepted responsibility for 80%. And that i was negligent by 20%. 

    I do not feel like i was negligent at all. I saw the others drivers car try to make a left turn about 2 seconds before i hit it. I braked so hard but i still hit the car.

    Now the rental company is billing me for 20% of the cars damage which is $285.

    I still not do not feel like i was 20% at fault.

    Can i take this to small claims? 

    I was unable to seek medical assistant for my minor whiplash symptoms because my doctors office was closed due to covid19.

    Can i take this to small claims or what should i do here?

    I do not have an insurance company of my own.

    17 AnswersInsurance4 months ago
  • How can a roth IRA lost $170 in 3 days? ?

    I just opened a roth IRA with betterment. I added 6,000. And 3 days later it lost $170. 

    How does this happen? 

    My allocation thing was at 90% stocks and 10% bonds but after seeing that it already lost i adjusted it to 70% stocks and 30% bonds. 

    Any advice here? 

    8 AnswersPersonal Finance4 months ago
  • Can I insure a rental car through a insurance company?

    I do not own a vehicle. I only rent rental cars from companies like Hertz and Avis.

    I usually reserve for 2 or 4 weeks. I can always extend if I want to.

    But the credit card I have (Citibank double cash) no longer offers worldwide rental car insurance as a benefit.

    So I was wondering if I can just purchase insurance from Geico or AAA and insure the rental like that?

    10 AnswersInsurance & Registration7 months ago
  • Can I stop payment on a rent check?  I just moved in?

    Its been a month since I moved into this room for rent that I found on craigslist. The owner of the house let me move in by just writing her a personal check for first month and deposit.  We signed a 3 month lease. 

    But the check has still not been cashed. I called my bank and they said that nothing has been deposited. 

    Well it turns out I am having problems getting along with one of the roommates. He complains that I do too much laundry.  He said 4 loads a week is too much. The utilities are included in the rent price. He is a loser and stays home all day so he wears the same thing every day. I work everyday and wear diffrent clothes every day.  I dont know how he pays his rent but this so stupid of him.

    I really want to move out asap and forget about the 3 month lease and cancel that personal check I wrote and not pay for the 2nd month.

    24 AnswersRenting & Real Estate8 months ago
  • Do you think this rental listing is a scam?

    I found a room for rent on craigslist and I met up with a man that said he was managing the place for the owner and he showed me room, he introduced me to 1 of the tenants there and it looks as if the owner does not live there but just rents the rooms out. The house looks like an airbnb with a code lock on the front door and room numbers on the bedrooms doors.

    The room he showed me was empty.

    The next day I texed him with info about me and I sent him my pay stubs and that was it. I was approved. No social no background or credit check. He emailed me what looks like a legitimate lease and asked me to pay the first and last month with zelle. I told him if I could just pay with money orders and he said that's fine and that he will meet me at an address that is a couple minutes away from where the house is.

    I googled his number and I found a photo of him on google images from what looks like a social media profile.

    The things that sound fishy are that: it looks like an Airbnb with a 4 digit code lock on front door.

    He wanted me to pay with zelle before we meet to give me the keys and code to front door.

    He wanted to meet at a diffrent location to collect the money orders.

    3 AnswersRenting & Real Estate9 months ago
  • Rib/check pain in my right side alone with throat pain.?

    This is the 2nd time this year that I have had some rib/chest pain along with some throat pain.

    The first time i had the rib/chest pain it was in my right side and I had some heartburn.

    Now today I have the same rib/chest pain again and my throat is hurting and I feel like I have some mucus inside my throat.

    I'm worried this is Lung cancer???

    I used to smoke marighunah almost every day when I was a teenager. I am 26 now. Male

    1 AnswerPain & Pain Management11 months ago
  • Rib/check pain in my right side alone with throat pain.?

    This is the 2nd time this year that I have had some rib/chest pain along with some throat pain.

    The first time i had the rib/chest pain it was in my right side and I had some heartburn.

    Now today I have the same rib/chest pain again and my throat is hurting and I feel like I have some mucus inside my throat.

    I'm worried this is Lung cancer???

    I used to smoke marighunah almost every day when I was a teenager. I am 26 now. Male

    1 AnswerPain & Pain Management11 months ago
  • can i start a payment plan on a traffic ticket and still see a judge?

    My license has been suspended because of a failure to appear on a fix it window tint ticket. I now owe like $580 and I was told if I start a payment plan and put down 170 that the court will notify the DMV to release the hold.

    My question is if I put this 170 down can i still make an appoitment to see a judge.

    I am out of the state right now and the earliest court date they wanted to give me was in January. I have defenses as to why I was not able to resolve this but since they wanna give me a court date so far away I feel like the fastest way is to just start a payment plan,

    A lawyer wants to charge me 250 so that's not even worth it.

    Law & Ethics12 months ago
  • Can my CA DL Be suspended again for failure to continue paying?

    My license has been suspended because of a failure to appear on a fix it window tint ticket. I now owe like $580 and I was told if I start a payment plan and put down 170 that the court will notify the DMV to release the hold.

    My question is if I put this 170 down and do not make my monthly payments will my license be suspended again for failure to pay?

    I heard that the DMV does not suspended licenses anymore due to failure to pay.

    I am out of the state right now and the earliest court date they wanted to give me was in January. I have defenses as to why I was not able to resolve this but since they wanna give me a court date so far away I feel like the fastest way is to just start a payment plan,

    A lawyer wants to charge me 250 so that's not even worth it.

    2 AnswersLaw & Ethics12 months ago
  • Can i get this failure to appear charge dismissed?

    in February 2019 i was given a fix it ticket for dark window tints and expired registration in San Diego CA. I dont live in san diego so i requested in extention and it was approved until May 17. but on april 12 my car was repossessed so it was impossible for me to correct the violation and then on April 15 i was involved in a car accident in my rental car in Los Angeles. i was not at fault and i was injured. i went to the emergency room and was instructed to see a chriopracter a coulple times a week, which i did for the next 6 weeks. i was finally discharged from the chiropracter in LA on june 14. but my ticket in san diego was due by May 17, and due to this very stresfull accident, and my loss of income stress because i was a food delivery driver that had to quit i was not able to make it in San Diego by May 17. i had completely forgot because i am still dealing with awyers to be compensated for my medical bills and lost wages for this accident. i had full intent on getting this ticket resolved which is why i requested this extention but do to my reposssessed car and car accident i was not able to make it to san diego before the deadline. Can a lawyer get this FTA dismissed?

    Law & Ethics1 year ago
  • Can I be sued for this? ?

    Last week I visited a escort at her hotel. I agreed to pay her money for a massage.  Half way thru the massage I complained that this massage sucks.  She got mad and called police to have me leave, I tried to grab the phone from here to talk to the police and a struggle happened and I took her phone away and went outside to talk on her phone to the police. She followed me and pepper sprayed me.  When the police showed up they made me leave.  She later messaged me that she got kicked out of the hotel because of this and that she is going to sue me because of that and for attacking her when I took her phone away that left bruises on her arm.  

    Can I be sued for this? 

    12 AnswersLaw & Ethics1 year ago
  • How does a tax extention work?

    i live in california. the only job i had in 2018 was working for Door Dash food delivery. i made about 15k.

    i never paid quarterly taxes, and i never even filed taxes but in April i did request an extention and ithink it said i have until october.

    i bought a hybrid car last year so i should probably quallify for ev tax credit anways.

    just curious how the extention process works?

    also i never paid quuartely taxes for the first half of 2019 door dash earning even though i quit in April.

    11 AnswersUnited States1 year ago
  • Blue Ray Player that supports miracast (screen Mirroring)?

    does anyone know of any blu ray player models that support miracast (screen mirroring) please tell me the cheapest models.

  • Does a 24 month apartment lease save money?

    Im moving into these apartmenrs In Irvine, California. I have the option of choosing a 11 month lease for $1,883 OR a 24 month lease for $1,948.

    So if i pick the 24 month option would it save me money if i dont pick the 11 month option which is when the rent would most likely rise if i do pick the 11 month option.

    I am looking to finally settle down after moving so much and be an apartment for a good number ofyears.

    Also does anyone know if rent raises alot in Irvine, orange county California???

    5 AnswersRenting & Real Estate3 years ago
  • Is this enough evidence to charge someone with vandalism?

    Me and my so called friends where hanging out yesterday and got into an argument. they ended up vandalizing my car. im guessing the damage is between 300-600 dollars. (no estimate yet). so i later sent him a snapchat photo of the damage with the text "pressing charges,maybe" he then told me "dont,i have alot going on"

    So is he pretty much admitting to the crime??

    3 AnswersLaw & Ethics3 years ago
  • Is this a threat?

    My friend told me on snapchat "watch yourself"

    what happened is that yesterday he vandalized my car and i later snapchatted him a picture of the damage and i wrote i am pressing charges, he told me not to press charges. i also went to his story timeline and took a screenshot of his face pic to proof that is his account, so he then asked me why i took a screenshot and i said cuz i can and he then told me "watch yourself"

    SO CAN THAT MEAN A THREAT?

    i took a screenshot of that also to add to the evidence for when i file the report.

    2 AnswersLaw & Ethics3 years ago
  • Is it rude that my friend told me to sleep on the couch?

    So me, my friend, his brother and his other friend came out of town and we got a Airbnb apartment. It has only 1 queen bed. He asked if I could sleep on the couch, I find that disrespectful. At first his other friend was not gonna come but he came at the last minute. And only me and my friend paid half for the room, his brother and his other friend did not pay anything. So the bed only fits 3 people. And me my friend and his brother have slept on beds together comportable but obviously a 4th person wouldn't be comportable. I just feel like his other friend should have not came or at least helped pay for room because I believe that whoever paid for the room should get the most out of it which is sleeping on the bed, and not the couch. And again only me and my friend paid out of 4 people here.

    So is this rude? I find it rude. I'm thinking of just going to a hotel for the rest of the weekend

    5 AnswersFriends3 years ago