• My boss wants me to get workman's comp?

    I'm in construction and I work as a carpenter and my boss wants me to get workers comp and it cost way to much between 4000 and $6500 and that's only for business not realistic for employee's to pay for. he told me $1800 the reason he's not providing it is because I'm under the table so I... show more
    I'm in construction and I work as a carpenter and my boss wants me to get workers comp and it cost way to much between 4000 and $6500 and that's only for business not realistic for employee's to pay for. he told me $1800 the reason he's not providing it is because I'm under the table so I here's there another way but I'm not sure about it it's a 1500$ piece of paper that goes thought my insurance and basically tells the employer I have insurance. if i still even get it after I get this paper they might take my insurance because they'll find out I'm working does anyone ever have to do this with and employer I heard that a lot of Carpenters come with insurance now so it's common I guess. Does any one know anything or done this before let me know if I can go a rout that can cost $1500-1800 a year and make payments and not loose my insurance
    6 answers · 1 day ago
  • Do you believe the Affordable Care Act-ACA provides health care or it's just a pass through billing service offering no medical care at all?

    I have spoke with health insurance providers about health care. They will not provide any medical advise or services. Referring me to a Medical Professional for my health care needs. I have been limited on my health care needs by my health insurance provider. Making them a legal death panel. Contradicting... show more
    I have spoke with health insurance providers about health care. They will not provide any medical advise or services. Referring me to a Medical Professional for my health care needs. I have been limited on my health care needs by my health insurance provider. Making them a legal death panel. Contradicting themselves by making medical needs decision when they have know medical license of experience. They seem to be putting profit before Our health and well being.
    15 answers · 3 days ago
  • Can I dispute my emergency room bill?

    I called the hospital about headaches i had been having. The lady told me I should definitely have it checked out. She said I should go into URGENT care. She gave me directions to the urgent care and I went. Went through some questioning and test, had a CT scan. Everything was normal. I left thinking they were most... show more
    I called the hospital about headaches i had been having. The lady told me I should definitely have it checked out. She said I should go into URGENT care. She gave me directions to the urgent care and I went. Went through some questioning and test, had a CT scan. Everything was normal. I left thinking they were most likely stress and tension headaches caused by my posture and long computer hours. While I am feeling a lot better and getting a lot less headaches, a new headache has occurred... I got the bill and apparently the place I went to was not an urgent care but actually an emergency room. I didn’t know that would matter but apparently that meant that my insurance wouldn’t cover anything. So my question is do I have any grounds to dispute this or is it my fault for listening to the lady and not realizing it was an emergency room. Sorry for the novel, thanks in advance!
    15 answers · 2 days ago
  • What can I do about my adjuster?

    I have been injured for 5 months now and have only just recently been sent back to the doctor after weeks of unsuccessful PT. I’ve gone through 5 adjusters and now have a new one again. She seemed kind to me at first but after my doctor requested surgery she began trying to scare me out of surgery. She told my... show more
    I have been injured for 5 months now and have only just recently been sent back to the doctor after weeks of unsuccessful PT. I’ve gone through 5 adjusters and now have a new one again. She seemed kind to me at first but after my doctor requested surgery she began trying to scare me out of surgery. She told my current employer I would not receive benefits anymore if I got a new job and that I would be taken out of work for months and wouldn’t make much money and that she would like to just pay me out of it. It’s not about the money, I told her I needed the surgery because I’m hurting and she laughed and basically hung up in my face. Is there anyway I can request a new adjuster?
    7 answers · 4 days ago
  • What number can I call to buy health insurance from major insurance companies which open 24 hours?

    I don't want to wait until Monday.
    I don't want to wait until Monday.
    5 answers · 4 days ago
  • Do you think hospitals should dump patients if they can't afford to pay?

    Best answer: Hospitals are for sick people. They are not shelters for the homeless. Obviously, some social worker at the hospital should have overseen this woman's release to her family or a shelter.
    Best answer: Hospitals are for sick people. They are not shelters for the homeless. Obviously, some social worker at the hospital should have overseen this woman's release to her family or a shelter.
    8 answers · 5 days ago
  • Health Insurance for a single student?

    Hello, I am having problems finding health insurance. I am a single full time student and a general healthy individual. I need health insurance only for major accidents and maybe 1-2 doctor visits per year. I am also a veteran. There are so many options and I am a little lost. Any incite or recommendations would be... show more
    Hello, I am having problems finding health insurance. I am a single full time student and a general healthy individual. I need health insurance only for major accidents and maybe 1-2 doctor visits per year. I am also a veteran. There are so many options and I am a little lost. Any incite or recommendations would be greatly appreciated.
    10 answers · 6 days ago
  • So how exactly does Walgreens insurance work?

    So I just left my full-time job at Walmart on the 4th of January and I started my new job at Walgreens as a pharmacy technician on the 5th. I haven't really been able to get any information on the health insurance there yet. Because I have heard if you are there 90 days and have an average of 30 hours a week... show more
    So I just left my full-time job at Walmart on the 4th of January and I started my new job at Walgreens as a pharmacy technician on the 5th. I haven't really been able to get any information on the health insurance there yet. Because I have heard if you are there 90 days and have an average of 30 hours a week you can qualify, but I just got a letter about open enrollment in october. So do I have to wait until October to apply for insurance or is it after 90 days? Also, is there insurance retroactive for the possibly 90 days I am not covered?
    7 answers · 3 days ago
  • Does the doctor's office have to tell the specialist office the plan of insurance impatient has?

    Best answer: nope, hey don't, seems crazy. My wife was hospitalized this past summer. Need her Gallbladder removed, supposedly an emergency. But they didn't have a doc on schedule for two days that was capable of this surgery, tow days in the hospital waiting isn't cheap. But that isn't even the worse, part. The... show more
    Best answer: nope, hey don't, seems crazy. My wife was hospitalized this past summer. Need her Gallbladder removed, supposedly an emergency. But they didn't have a doc on schedule for two days that was capable of this surgery, tow days in the hospital waiting isn't cheap. But that isn't even the worse, part. The doc could only do part of the surgery, for some reason the doc that could complete it wouldn't be in for another week. So he dd his part, then they looked around at other hospitals to complete it. Ambulance ride to the other, ride back, none of it covered by insurance. The anesthesiologist used was also not covered by our insurance company. So all of sudden, we are getting billed for full price from these services that the hospital, who obviously had our insurance, scheduled out.
    15 answers · 6 days ago
  • Do a lot of Drs. do unnecessary test if you have medicare?

    Best answer: Yes. One appointment for steroid injections turns into 3. Consult/procedure/followup. It's ridiculous.
    Best answer: Yes. One appointment for steroid injections turns into 3. Consult/procedure/followup. It's ridiculous.
    10 answers · 5 days ago
  • Anyone have any advice for damage caused to my dads home by neighbors house fire?

    So about 15 days ago my dads neighbors home caught on fire and burned to the ground by the use of fireworks. The damage from the heat burned and destroyed about 65ft of cedar fencing, melted the shingles on the roof and the fire spread to the corner of the home. The fire department was able to save my dads home but... show more
    So about 15 days ago my dads neighbors home caught on fire and burned to the ground by the use of fireworks. The damage from the heat burned and destroyed about 65ft of cedar fencing, melted the shingles on the roof and the fire spread to the corner of the home. The fire department was able to save my dads home but it have about 48K in damages according to the inspector to his home, There insurance people came out to examine the damage. The fire report stated the fire started at the living room and spread to my dads home. But there giving him the run around there still investigating weather they will be any pay out for damaged to the home because the fire was started by a tenant of the home and not by the homeowners themselves. What should he do? He spoke with a attorney but there wanting a $10,000 retaining fee, if the insurance company denies the repairs, My dads home insurance does not cover fire damage or structure damaged by any fire. Any advice?
    8 answers · 1 week ago
  • How much is insurance for rolexes?

    7 answers · 5 days ago