• Can you withdraw more funds in bank atm than the ones you have ?

    Say u have 30$ but u need 40$ will the bank let u get them out. Or will it charge u that fee
    Say u have 30$ but u need 40$ will the bank let u get them out. Or will it charge u that fee
    10 answers · 2 days ago
  • What are some luxury items I should buy?

    I'm 16, and I've recently come into a lot of extra money, $27,000 to be exact. I'll be earning about $3,000 a week also. I used to want money, but now that I have it, I don't know what to buy. What are some luxury items I should buy for myself and friends? I don't know what to do with this... show more
    I'm 16, and I've recently come into a lot of extra money, $27,000 to be exact. I'll be earning about $3,000 a week also. I used to want money, but now that I have it, I don't know what to buy. What are some luxury items I should buy for myself and friends? I don't know what to do with this money. I'm going to save most of it, but I'd like to go on a bit of a shopping spree first.
    8 answers · 12 hours ago
  • Going from a 2-income down to a 1-income family without cutting expenses?

    Combined there's $95,000 in student loan debt. $40,000 in CC debt And $35,000 in Auto financing debt Plus a checking account balance that overdrafts twice a week and a slowly climbing CC debt In that situation, the Dad of house earns $75K working a full time office job The mom of house was earning a much... show more
    Combined there's $95,000 in student loan debt. $40,000 in CC debt And $35,000 in Auto financing debt Plus a checking account balance that overdrafts twice a week and a slowly climbing CC debt In that situation, the Dad of house earns $75K working a full time office job The mom of house was earning a much needed $40K but then one day the mom said "I honestly want to be a full time stay-at-home mom why won't you let me? All my friends are stay-at-home moms" No it's not fair for me to cut expenses for this . And yet you can't pay the bills and rent and interest on CC debt on one income What do you do?
    22 answers · 4 days ago
  • Grocery store over charged me $2,00 because the cashier scanned an item twice. Should I go back and get my $2?

    It takes me about 5 minutes if work to earn $2, after taxes. The store is only 1 mile away from my home.
    It takes me about 5 minutes if work to earn $2, after taxes. The store is only 1 mile away from my home.
    7 answers · 4 hours ago
  • Withdrawing from IRA for down payment on a house?

    So I am closing on my first house in two weeks. I plan on doing minor improvements to the home, and though I don t NEED to use money from my IRA, it would be money much better invested in home equity than earning pennies each month, and I m still 30 years from being able to use it tax free. My question is, is... show more
    So I am closing on my first house in two weeks. I plan on doing minor improvements to the home, and though I don t NEED to use money from my IRA, it would be money much better invested in home equity than earning pennies each month, and I m still 30 years from being able to use it tax free. My question is, is having the bank write a check to the mortgage lender the only surefire way to ensure I m not going to be at risk when I do my taxes next year, or can I simply withdraw the money, put it in the savings account my down payment/closing costs are coming out of, and save the withdrawal/deposit/down payment transaction receipts in case I am audited? I m getting closing costs paid back to me by the seller, and would the IRS allow me to spend that on home improvements or put it back in the IRA, since the closing costs reimbursement/IRA withdrawal would be very similar amounts?
    6 answers · 14 hours ago
  • Can Money Buy Happiness?

    224 answers · 1 week ago
  • Whom would one go to about immoral banking practice's in Ontario Canada?

    Not to go to big into details, but a certain BMO branch has been doing business pretty awful in my experience, both times ended up costing ME extra based on the information that they had provided me. In short, one representative (a finance services manager) had informed me to do something with a loan I had, which... show more
    Not to go to big into details, but a certain BMO branch has been doing business pretty awful in my experience, both times ended up costing ME extra based on the information that they had provided me. In short, one representative (a finance services manager) had informed me to do something with a loan I had, which ended up biting me in the @$$ a month later with extra fees and a hit on my credit score. Another representative, just a financial advisor 9 months after, had informed me of my new options I could take with said loan, and again, this will bite me in the @$$ come my next bill (so I was told by the branch manager). So clearly they are misinformed, incapable, or just misknowledged in the field they are in. Having TWO representatives both give me incorrect information about one product either shows the lack of training, morals, practice's, or all of the above. So who would one go to as to report a branch, maybe for an audit or something within BMO themselves to say 'hey, this branch is probably making BMO look absolutely horrible to their customers, check out everyone's qualifications and maybe retrain them'. To be clear, both instances will cost me money based on the information I was given, as will my credit score be affected based on said information. So who do I go to? And YES! I am going to talk to TD to try and get it switched over! I am getting out of BMO as soon as possible!
    6 answers · 18 hours ago
  • Will I be approved for a mortgage?

    Between ages 20-22 I was £1500 into my overdraft, overdrawn up to £150 every month on top of that and had around 4 payday loans all in arrears. I'm now 22, I've set up direct debits and slowly paying/paid my loans off. I'm putting most of my wages into paying off my overdraft and I'm now paying my... show more
    Between ages 20-22 I was £1500 into my overdraft, overdrawn up to £150 every month on top of that and had around 4 payday loans all in arrears. I'm now 22, I've set up direct debits and slowly paying/paid my loans off. I'm putting most of my wages into paying off my overdraft and I'm now paying my monthly bills (tv license) etc on time. Basically I got into a mess and I'm slowly sorting it out. Will i ever be able to get a mortgage? how soon? how likely? please help I've always wanted my own home for a family
    12 answers · 3 days ago
  • What would happen if you borrow student loan and you don't pay any of it back?

    Best answer: Lots of bad things. It starts with harassing phone calls and mail notices. If you ignore these, the loan company can go to court and garnish any wages you get (meaning they get the money instead). Your credit will be ruined, so if you try to take out any loan, such as a car loan, you'll be rejected. Anyone... show more
    Best answer: Lots of bad things. It starts with harassing phone calls and mail notices. If you ignore these, the loan company can go to court and garnish any wages you get (meaning they get the money instead). Your credit will be ruined, so if you try to take out any loan, such as a car loan, you'll be rejected. Anyone checking your credit, such as a prospective employer, will not hire you. And because you are not making payments, the interest on the loan will keep growing, making your debt greater and greater.
    10 answers · 3 days ago
  • What is the best bank to use for like checking and savings accounts?

    Which ones have the lowest fees?
    Which ones have the lowest fees?
    6 answers · 1 day ago
  • How can a man become a billionair?

    7 answers · 2 days ago
  • How can i stop being cheap?

    6 answers · 1 day ago
  • 💰Does money make you happy?

    Best answer: Not having a minimum amount of money for basic food and shelter would be stressful for me, especially if I saw no end in sight. Beyond that, more money would not make me much happier. I also think that what makes people unhappy about finances is when they don't have a concept of a minimum amount for basic... show more
    Best answer: Not having a minimum amount of money for basic food and shelter would be stressful for me, especially if I saw no end in sight. Beyond that, more money would not make me much happier. I also think that what makes people unhappy about finances is when they don't have a concept of a minimum amount for basic expenses. Then nothing is ever enough, and they are perpetually unhappy.
    17 answers · 5 days ago
  • I am trying to start a non profit and I also was going to declare chapter 7 bankruptcy. Will my non profit be affected by the bancruptcy?

    I am taking donations for Be The Change incorporated and want to make sure it can't be touched during declaring bankruptcy
    I am taking donations for Be The Change incorporated and want to make sure it can't be touched during declaring bankruptcy
    6 answers · 2 days ago
  • Can my mom shut down my bank account?

    My mom created me a Bank of America account when I was a kid and put me as an FBO. I ve been using the account but I recently moved out of the country and have been getting slammed with fees for not depositing money into the account regularly. Would she be able to close the account since her name is on it, or would... show more
    My mom created me a Bank of America account when I was a kid and put me as an FBO. I ve been using the account but I recently moved out of the country and have been getting slammed with fees for not depositing money into the account regularly. Would she be able to close the account since her name is on it, or would only I be able to since I m over 18?
    7 answers · 3 days ago
  • Any legit ways to make money online as a teenager?

    No bank account only paypal.
    No bank account only paypal.
    5 answers · 1 day ago