• How can I cut my roommates power?

    So she’s a ***** and refuses to pay me her utilities. I changed the internet password and she’s flipping her ****. But she always leaves all the power on. So how can I shut the power off on her when we’re gone?
    So she’s a ***** and refuses to pay me her utilities. I changed the internet password and she’s flipping her ****. But she always leaves all the power on. So how can I shut the power off on her when we’re gone?
    33 answers · Renting & Real Estate · 2 days ago
  • My boyfriend received an audit from the IRS and he's asking me to help him pay.?

    He doesn't receive a w2. He is a self employed construction worker. They are asking for him to pay for the previous 4 years he has not paid his taxes for a total of a little over $36,000 The only problem is he does not have the funds available at the moment. He's asked me if I could pay the bill for him and... show more
    He doesn't receive a w2. He is a self employed construction worker. They are asking for him to pay for the previous 4 years he has not paid his taxes for a total of a little over $36,000 The only problem is he does not have the funds available at the moment. He's asked me if I could pay the bill for him and he'll pay me back, but my question is; If the bill is paid, will that be the last of it? Will the IRS come back asking more? I have money in my savings account that I can use to pay it off, but I just need to know if the IRS will consider it paid and not coming back for more money. He's said that he ran into an emergency a few years ago and he's been playing catch up. I understand things happen. We have been together for 6 months so I know him pretty well to know that he will pay me back.
    41 answers · United States · 1 day ago
  • Is it okay to destroy a credit card without closing it?

    I financed a mattress using my Amex card at the mattress store, but they sent me a new credit card with a limit of $5000 credit line for future use that I did not ask. Now I'm losing few points from my credit score. I don't want to use the card. Can I shred it without closing it? Thanks
    I financed a mattress using my Amex card at the mattress store, but they sent me a new credit card with a limit of $5000 credit line for future use that I did not ask. Now I'm losing few points from my credit score. I don't want to use the card. Can I shred it without closing it? Thanks
    15 answers · Credit · 1 day ago
  • Can I file my taxes with my last pay stub of 2018?

    Yea I know about the government shutdown, not important to this question. Just wondering if I can file using my last pay stub of 2018. I have all required info. My total income...fed, social security and medicare withholding and my employers federal tax id number and my state doesn't charge tax. I have been... show more
    Yea I know about the government shutdown, not important to this question. Just wondering if I can file using my last pay stub of 2018. I have all required info. My total income...fed, social security and medicare withholding and my employers federal tax id number and my state doesn't charge tax. I have been working there for years so...I know they aren't accepting them until the 28th but I'm going on a trip for 2 months and just want to get this done and out the way so I can enjoy my vaca...plus I won't be home to receive the w2 anyway. I checked my stub from last year and my w2 and they match up. I don't see why this year would be any different.
    16 answers · United States · 1 day ago
  • Are employers who post ads on job boards really hiring?

    Seems like I'm just wasting my time sending applications to a brick wall
    Seems like I'm just wasting my time sending applications to a brick wall
    16 answers · Other - Careers & Employment · 5 hours ago
  • How to ask for more hours at work?

    I’m a senior is college. I’ve been working at my current minimum wage job for the past 2 years. We get paid $8.25 plus tips which is usually like $2 a shift sometimes more. I work in an ice cream shop in my city and we get pretty busy. I’ve never really ever hit it off with my boss. I can tell I’m not the... show more
    I’m a senior is college. I’ve been working at my current minimum wage job for the past 2 years. We get paid $8.25 plus tips which is usually like $2 a shift sometimes more. I work in an ice cream shop in my city and we get pretty busy. I’ve never really ever hit it off with my boss. I can tell I’m not the favorite. I have really good intentions and am someone who is concerned with doing what’s right. I have anxiety. I’ve never asked for more hours before because I don’t want to come off as a burden. When I first started I used to always get three days a week a year and a half ago. This week I’m working one day and next week I’m working two. First of all, this place doesn’t offer a raise. They offer to make you a trainer (I’ve never been offered this) if they like you which means you get paid 50 cents more. I’m not a trainer. There’s people who have started 5 months ago who are above me on the schedule and get WAY more hours than me and are trainers. I feel uncomfortable to ask for more hours but I need them to make my next $500 school payment. My biweekly paycheck is usually $200 and I need to save money to move out and for other things. I am unable to save any money this way. How do I ask for more hours? Should I tell them im struggling? Should I get a new job? Thank you!
    12 answers · Other - Careers & Employment · 1 day ago
  • How old do you have to be to rent a house?

    Best answer: If your parents, or any other adult, sign the contract, then they are renting. They legally owe all money. They legally are responsible for damages and whatever else might happen there. This is a common situation when young kids go away to college and need an off-campus place to stay. If you don't pay rent,... show more
    Best answer: If your parents, or any other adult, sign the contract, then they are renting. They legally owe all money. They legally are responsible for damages and whatever else might happen there. This is a common situation when young kids go away to college and need an off-campus place to stay. If you don't pay rent, your parents are legally responsible. If you trash the place, your parents are legally responsible.

    Bottom line, your parents are renting. You may be given permission to live there. You may pay the rent (either directly to the landlord or through your parents.) But your parents are the legal renters.
    19 answers · Renting & Real Estate · 1 day ago
  • What options do we have to get out of a lease when roommates are forcing us to get rid of a registered emotional support pet.?

    My daughter has an ESA cat. She got the approval of the property management and her roommates before they moved in together. They just told her they don’t want the cat to live there anymore. The law protects us, but she wants to move out as the girls are making life very uncomfortable for her. They refuse to let... show more
    My daughter has an ESA cat. She got the approval of the property management and her roommates before they moved in together. They just told her they don’t want the cat to live there anymore. The law protects us, but she wants to move out as the girls are making life very uncomfortable for her. They refuse to let her out of the lease. What are our options?
    14 answers · Renting & Real Estate · 13 hours ago
  • If I lie on my tax return and claim head of household instead of single. What are chances of getting caught?

    So I want a bigger return and tempted to claim head of household even though I haven't paid over half of expenses for the year. What are the chances I get audited? My income was under $70,000.
    So I want a bigger return and tempted to claim head of household even though I haven't paid over half of expenses for the year. What are the chances I get audited? My income was under $70,000.
    16 answers · United States · 1 day ago
  • Could I go for a skin cancer screening and, if I have skin cancer, then get medical insurance or would they deny me?

    Best answer: No. If you go for the screening and they find skin cancers, that is pre-existing condition. You pay out of pocket for any treatments.
    Best answer: No. If you go for the screening and they find skin cancers, that is pre-existing condition. You pay out of pocket for any treatments.
    12 answers · Insurance · 2 days ago
  • I was living in an apartment with three friends that died in a car accident. The landlord refused to let me out of the lease?

    I tried to negotiate with him, but he wouldn't do anything to help. He got a judgement against me that I still can't afford and evicted me. My parents told me to quit my job and focus on school. They now pay my rent directly for a studio apartment that a friend of theirs owns, so I have no income at... show more
    I tried to negotiate with him, but he wouldn't do anything to help. He got a judgement against me that I still can't afford and evicted me. My parents told me to quit my job and focus on school. They now pay my rent directly for a studio apartment that a friend of theirs owns, so I have no income at all. That was 3 years ago. Now the former landlord has passed away and the lawyer is demanding I pay immediately to settle the estate. My parents refuse to pay him because he was such a jerk in the situation. I've also been accepted to a grad program that will be an additional 3 years beginning this august before I start working. Will the estate continue to try to collect more than 3 years from now or will they likely drop it because it is just over $4k and probably not worth continuing to pursue for several more years?
    23 answers · Renting & Real Estate · 2 days ago
  • So I have a question about claiming head of household. Tax related?

    So I have a roommate. We split everything 50/50. I m curious if either of us can claim head of household if we have no dependents. Hes and I are just single adults who share a home. Neither is considered a dependent. Taxes are very confusing. Both our names are on the home for the record.
    So I have a roommate. We split everything 50/50. I m curious if either of us can claim head of household if we have no dependents. Hes and I are just single adults who share a home. Neither is considered a dependent. Taxes are very confusing. Both our names are on the home for the record.
    15 answers · United States · 1 day ago
  • Is having a savings worth it?

    Best answer: Your BF isn't very mature financially. Having some form of savings is important to having stability in your financial life. It can be for emergencies, unexpected expenses, loss of job, having children, buying a home, paying cash for a car, vacations, or simply for retirement. As much as anything else, a form of... show more
    Best answer: Your BF isn't very mature financially. Having some form of savings is important to having stability in your financial life. It can be for emergencies, unexpected expenses, loss of job, having children, buying a home, paying cash for a car, vacations, or simply for retirement. As much as anything else, a form of savings brings peace of mind.

    Depending on credit is a big risk -- and is expensive. What if he loses his job and can't pay his bills? His credit is damaged or ruined and he can't depend on it anymore. Then, having cash is necessary. Where is that cash coming from if not from a savings account? He can't borrow his way out of debt.

    If you plan to marry this guy, his financial irresponsibility will stay with him. You can't change him. It'll become a major point of friction in your marriage.
    23 answers · Personal Finance · 3 days ago
  • How do you sell a house if you still have not paid off your mortgage to your bank?

    I am only a sophomore in high school but I’m intrested in the real estate business and can’t comprehend this. Lets say you are interested in a 400k house, but only have 185k for down payment, and you go to your bank to receive a loan to pay off the remaining 215k, and your a couple years into paying your mortgage.... show more
    I am only a sophomore in high school but I’m intrested in the real estate business and can’t comprehend this. Lets say you are interested in a 400k house, but only have 185k for down payment, and you go to your bank to receive a loan to pay off the remaining 215k, and your a couple years into paying your mortgage. If you decide you don’t want to live on that house anymore, but haven’t finished paying off the mortgage, how do you finish paying off the loan?
    25 answers · Renting & Real Estate · 3 days ago