Why do payday lenders want to make it more difficult for customers to make their payments?

Other creditors and lenders often will work with you because they can see that you’re trying to be responsible and pay what you can now if struggling financially, life can’t work out perfectly all the time, however with these lenders, if something happens you’re SOL all the while being charged eye-watering interest... show more Other creditors and lenders often will work with you because they can see that you’re trying to be responsible and pay what you can now if struggling financially, life can’t work out perfectly all the time, however with these lenders, if something happens you’re SOL all the while being charged eye-watering interest rates for breathing the air, within the small timeframe of two weeks.

That’s very bad business, I imagine if they helped a borrower out in some way, i.e. working out alternative payment arrangements with the borrower, they’d get more business instead of people learning to steer clear of them and telling others to do the same. They don’t thrive on treating their customers unethically, they instead cause more unnecessary problems for themselves, i.e. legal issues, when it could be solved with a simple communication initiated by the borrower about what they can do to make it easier or more possible to make your payments.

Not saying they should go out of business, just that if they know what’s good for themselves business-wise, the “nope, we don’t give a damn about our customers” attitude needs to go. It’s super-childish and it’s not how business is run.

(Please don’t bother with “you can choose not to do business with them,” that’s not the point and that’s not the question)

Troll answers, rude and unnecessary answers, personal attacks, etc. will not be read ever and instead ignored, resulting in a waste of your energy giving those types of answers.
Update: For some reason certain borrowers' states "don't qualify" for alternative payment arrangements, LOL ??? What does that mean, is it because they're not legally required to alternative payment arrangements with customers in certain states? Do they just not want the "hassle" of giving... show more For some reason certain borrowers' states "don't qualify" for alternative payment arrangements, LOL ??? What does that mean, is it because they're not legally required to alternative payment arrangements with customers in certain states? Do they just not want the "hassle" of giving their customers alternative payment arrangements, although that would certainly help the situation?
Update 2: And to anyone defending payday loans.. you're what's wrong with society ✌️ I'm embarrassed for you, honestly. Nobody is immune to job loss or experiencing hard times if they've made the mistake of using the "services" of a payday loan. Remember, profits over people and you'll be... show more And to anyone defending payday loans.. you're what's wrong with society ✌️ I'm embarrassed for you, honestly. Nobody is immune to job loss or experiencing hard times if they've made the mistake of using the "services" of a payday loan.

Remember, profits over people and you'll be pumping out profits faster than you can say Bitcoin 🤑🤢 businesses stay in business for treating their customers well, not the other way around. Some of you have it turned around, I'm sorry.
Update 3: Business, it doesn't matter what kind of business, exists to serve their customers. And yes, I'm a social justice warrior. Shoot me.
Update 4: Remember, profits over people and you'll be pumping out profits faster than you can say Bitcoin. Businesses stay in business for treating their customers well, not the other way around. Some of you have it turned around, I'm sorry.
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