Why are High Deductible Health Plans becoming the norm for most employers in the United States?

What has happened to PPO health plans? Even though PPO health plans are a bit more expensive than High Deductible Health Plans, at least you only have to pay a small copay for doctor's visits ($20 to $30 copay). With a High Deductible Health Plan, you have to pay the full cost (with some discounts added) with... show more What has happened to PPO health plans?
Even though PPO health plans are a bit more expensive than High Deductible Health Plans, at least you only have to pay a small copay for doctor's visits ($20 to $30 copay).

With a High Deductible Health Plan, you have to pay the full cost (with some discounts added) with each doctor visit. Once you meet your deductible, then you pay a lot less for each doctor visit. Though, who meets their deductible in a year?!
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