if a tenant hits a garage with their car, does car insurance pay for the garage damage.?

no, its not me.  trying to explain to someone else.

could renters insurance also possibly cover it?  which would be primary?

Update:

The issue in question is $1000  damage and higher deductible on landlord homeowners insurance.  So LL insurance won't pay.

Update 2:

yes, LL insurance SHOULD fight for him, but they aren't....so unless you will pay for a lawyer...stop wasting your time answering

13 Answers

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  • 2 months ago

    File with the tenants automobile insurance.  If they refuse to pay, bill the tenant on his rent.

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  • 2 months ago

    Landlord could, 100%, put this through their insurance...their insurance would then sue the owner of the vehicle.  If the landlord isnt responsible for the damage and knows who is...why would the landlord bother to pay out even $1...

    Renters insurance wont cover this...the damage was caused by a vehicle. Did your brother do this with a vehicle that's uninsured?  Are you that guy

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    • oklatom
      Lv 7
      2 months agoReport

      Casey, only SimplytheFACTS is screaming.  Sop the insults or you will be reported.

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  • Reena
    Lv 7
    2 months ago

    Car insurance... it was the car that hit the building. The car is insured for such

    accidents.

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  • Anonymous
    2 months ago

    If a tenant hits property a car a house anything you call the police and demand the person's car insurance. Your homeowners insurance will also pay some of it after they have taken their deductible but it should not be up to you it should be up to the person that hit the garage his auto insurance has to pay for it

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  • 2 months ago

    Generally, yes, if the tenant has car insurance.

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  • 2 months ago

    It would be CAR insurance; property damage!

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  • 2 months ago

    The owner of the garage would have to have insurance on the building.

    If they don't, then the landlord has every right to sue the tenant for the damages, and the landlord would win.

    • SimplytheFACTS
      Lv 7
      2 months agoReport

      HEY ACE, the TENANT is liable..DOES NOT ANSWER THE QUESTION.  WOULD CAR INSURANCE COVER IT.

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  • A.J.
    Lv 7
    2 months ago

    Car liability insurance, minus deductible. No on renters insurance.

    • Casey Y
      Lv 7
      2 months agoReport

      Deductibles dont apply to third party property damage...

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  • 2 months ago

    Renter's insurance might, or their car insurance might.

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  • 2 months ago

    Car insurance pays.

    Renters insurance does not cover structures.

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    • Casey Y
      Lv 7
      2 months agoReport

      Simply...that would be under their liability...so only if they were responsible for the damages.  Big exception...if this happened with a car.  

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